Engineer contractor mortgages

Are you a contract engineer searching for competitive mortgage deals tailored to you and your circumstances?

With over 15 years' experience helping engineers secure their dream property, Cleerly is the go-to mortgage broker for contractors and people working in specialist professions.

The problem

Finding mortgage lenders for engineering contractors

As an engineer, you're used to designing plans and processes that run smoothly, finding solutions to issues when they arise. With so many challenges in your worklife, the last thing you need to deal with is complex and confusing mortgage applications in your homelife too.

Yet for many contractors working in specialist professions such as engineering, securing a mortgage is far from straightforward. Multiple, fluctuating or complicated income streams can often mean you are regarded as high risk, irrespective of affordability. Quite simply, many high street lenders view you as a square peg in a round hole - a nightmare for any engineer!

The solution

Cleerly can access the best mortgage deals for engineer contractors

We specialise in working with contractors within the engineering profession, helping to navigate and simplify the complexities of specialist mortgage underwriting. With over 15 years' experience and expertise, Cleerly works exclusively with lenders who assess each application on its own merits, looking beyond annual salaries and taking current and future potential earnings into account.

Be assessed fairly, in the same way as any other engineer on a permanent contract.

Access bespoke underwriting arrangements with specialist and high street lenders.

Buy your dream home or build your property portfolio.

Obtain a mortgage based on your contract rate.


How to get an engineer contractor mortgage

As part of the application process, you will need to provide evidence to prove your income and affordability. This would typically include: 

  • Current signed contract  
  • Up to date CV 
  • Business bank statements  (if Ltd)
  • Personal bank statements 
  • Umbrella payslips 

Additional documentation may be required, including:  

  • Limited company accounts  
  • Details of any gaps between contracts
  • Evidence of future contracts or pipeline of work 

Your dedicated Cleerly client services manager will help put together your application and present it in the most favourable light to increase your chances of lender acceptance. They will also liaise with the lender throughout the process, ensuring you stay informed about your application's progress at every stage. 

Trusted lenders we work with

Ready to get started?

If you want to learn more about your mortgage options as a contract engineer or are ready to get the ball rolling, contact Cleerly today.